Skip to content
Property Insights Docs

Getting started — investor

Property Insights tracks the full picture of an investment property: rental income, financed and non-cash expenses, negative gearing, depreciation, and capital gains — with both forecast (estimate) and actuals (recorded) views.

Day one

Section titled “Day one”
  1. Set your country in Settings — this determines your tax rules, financial year, and currency symbol.
  2. Add an investment property — start with any address, even one you’re still researching.
  3. Enter weekly rent — gross yield and cashflow calculations depend on this.
  4. Set your loan details — interest rate, term, and deposit.
  5. Add a bank account to track your offset and loan account balances over time.
  6. Enable two-factor authentication to protect your account.

In your first couple of weeks

Section titled “In your first couple of weeks”
  • Add your depreciation schedule on the property’s Tax tab — this is a significant non-cash deduction from your quantity surveyor’s report, entered as a 10-year Yr 1–Yr 10 schedule. It reduces your taxable income without affecting your actual cashflow.
  • Review net cashflow to check whether the property is positively or negatively geared.
  • Add your property manager as a contact and link them to the property.
  • Upload the rental contract on the Documents tab so lease dates and terms are accessible in one place.

Estimate vs actuals

Section titled “Estimate vs actuals”

Reports has two modes:

  • Estimate — projects a full financial year from your property’s set assumptions (rent, expenses, growth rates).
  • Actuals — reports only what you’ve actually recorded via Calendar entries, showing “no data” for months with nothing recorded rather than implying a break-even. Depreciation still applies in actuals mode, since it’s a fixed schedule rather than something you’d record as a calendar event.

Both modes are available on Annual Summary and Monthly Detail, and both export to CSV.

Section titled “Related”